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Will Homeowners Insurance Cover Storm Damage?

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Many homeowners who are dealing with storm damage wonder if their insurance will cover their roof repair. Whether you’ve got missing shingles, a sagging roof, or another concern, it’s important to make sure you’re able to get the services you need to ensure the safety of your home.

In this article, we’ll discuss the signs that you may need storm damage repairs, what factors will determine whether or not you’ll get coverage, and how you can get started with your insurance claim. If you have any further questions, our trusted team at Discount Roof are ready to take your call and assist you in any way that we can. Let’s get started.

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Signs of Storm Damage to Your Roof

There are many signs that your roof has taken severe storm damage and will need repairs or a full-scale replacement. From missing shingles to a sagging roof, it’s important to keep an eye out for any damages following a storm, so you can schedule the services you need quickly. Learn more about the signs of roof storm damage below, then read on to see the many factors that will play into your insurance claim process.

Missing Shingles

Shingles are essential to keeping your roof safe and protected. Unfortunately, high winds from storms can damage your roofing shingles. Missing shingles can result in leaks, water damage, and many other concerns for your home.

It’s possible that you could qualify for insurance coverage for repairs to your roof in this case. If you notice that you’re missing several shingles, you’ll want to reach out to a trusted roofing company right away to schedule an inspection, so they can help you find the best solutions for your home.

Holes or Leaks in Your Roof

If you notice that your roof has holes or leaks soon after a storm, it’s possible that your roof has suffered storm damage. Holes and leaks are a major concern and should be addressed as soon as possible, so you can prevent the damage from becoming much worse.

Many roofing companies, such as our team at Discount Roof, will be out to your property right away to examine the damage and help you determine if you can get coverage. Then, we’ll help you file your insurance claim, so you don’t have to worry.

Hail Damage

Hail damage can be disastrous to your home. This damage can go unnoticed for many years, resulting in the problems growing much worse. Additionally, hail damage can cause holes, leaks, and many more problems for your roof.

If you suspect that your roof has suffered hail damage, reach out to a roofing company right away. You should never try to examine your roof by yourself if you’re inexperienced, as you’ll risk injury. Instead, leave it to the experts to assess the damage and help you with your insurance claim.

Sagging Roof

Extensive water damage caused by storms can result in a sagging roof. This is a serious concern, as your roof could collapse and negatively impact your home. Water damage can spread to the rest of your home, causing mold, mildew, and other concerns.

The first thing you should do if you notice a sagging roof is to stay away and stay safe. If you can, stay with a friend or family member so you can ensure the safety of your family. Then, you’ll want to schedule your roof inspection as soon as possible, so you can get the repairs you need.

Will My Insurance Provider Cover Repairs?

Now that you know a few signs of storm damage to keep an eye out for, you need to know what you can do about it. Generally, insurance companies will cover the cost of roof repair or replacement caused by wind, hail, water, and other types of storm damage.

Although insurance companies usually cover storm-related roofing solutions, you’ll need to review your policy to ensure your coverage. Fortunately, many roofing companies, like our dedicated team at Discount Roof, offer dependable roof insurance claim assistance, and we’ll guide you through every step of the process.

How You Can Get Started with Your Insurance Claim

Need to get started with your insurance claim, but you don’t know where to start? You’re not alone! Dealing with storm damage can be stressful, and often leaves many homeowners feeling lost. That’s why we’ve compiled a short list of steps to take to ensure that you can get accurate compensation for your roof repair. Learn more about these steps below, and feel free to reach out to our team at Discount Roof if you have any further questions.

1. Examine the Damage

If there is any visible damage, you’ll want to examine it as best you can. Although you should never try to inspect your roof by yourself if you are inexperienced in walking on roofs, you can look for any damages such as missing or broken shingles, broken gutters, sagging roof, or other visible damages to your property.

2. Call Your Roofing Company

Once you’ve determined that your roof has suffered storm damage, you’ll want to reach out to your trusted roofers, so you can get the services you need quickly. You can explain the situation and see what your options are.

3. Book an Inspection

Next, you’ll need to book your inspection. Your trusted roofing company will be out to your property right away to assess the damage and help you determine if your roof repair or replacement can be covered by your insurance policy.

4. Get Your Roof Insurance Claim Assistance

Once you’ve determined if storm damage may be covered by your insurance, you’ll want to file your insurance claim. Your roofing company will be able to walk you through the process, and many of them will work directly with your insurance company to ensure that you’ll get accurate compensation.

5. Schedule Your Repairs

Now that you have everything you need to get your coverage, you’ll be able to schedule your roof repair or replacement. With accurate compensation and your repairs complete, you’ll be able to rest easily.

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Discount Roof is Here to Help with Your Storm Damage Repairs!

Need help with your roof insurance claim? Discount Roof is here to help! Our trusted team will walk you through every step, so you don’t have to worry. We’ll start with a free inspection, where we’ll diligently examine your roof and help you determine if your insurance may cover your repairs. Then, we’ll guide you through the entire process of your insurance claim, so you can rest easily. After you receive accurate compensation, we’ll ensure a timely and reliable roof repair or replacement.

Let’s ensure the safety of your roof today! Reach out to Discount Roof today to schedule your roof inspection and estimate.